The Credit Bureaus must remove inaccurate, untimely, and
unverifiable information from your credit reports based upon the
Fair Credit Reporting Act.
With the U.S. Census process beginning, the Better Business Bureau (BBB)
advises people to be cooperative, but cautious, so as not to become a victim
of fraud or identity theft. The first phase of the 2010 U.S. Census is under
way as workers have begun verifying the addresses of households across the
country. Eventually, more than 130,000 U.S. Census workers will count
every person in the United States and will gather information about every
person living at each address including name, age, gender, race, and other
relevant data.
The big question is - how do you tell the difference between a U.S. Census
worker and a con artist? The BBB offers the following advice:
1. If a U.S. Census worker knocks on your door, they will have a
badge, a handheld device, a Census Bureau canvas bag, and a confidentiality
notice. Ask to see their identification and their badge before
answering their questions. However, you should never invite anyone you don't
know into your home.
2. Census workers are currently only knocking on doors to
verify address information. Do not give your Social Security
number, credit card or banking information to anyone, even if they claim
they need it for the U.S. Census.
REMEMBER, NO MATTER WHAT THEY ASK, YOU REALLY ONLY NEED TO TELL THEM
HOW MANY PEOPLE LIVE AT YOUR ADDRESS.
While the Census Bureau might ask for basic financial information, such as a
salary range, YOU DON'T HAVE TO ANSWER ANYTHING AT ALL ABOUT YOUR FINANCIAL
SITUATION. The Census Bureau will not ask for Social Security, bank
account, or credit card numbers, nor will employees solicit donations.
Anyone asking for that information is NOT with the Census
Bureau.
AND REMEMBER, THE CENSUS BUREAU HAS DECIDED NOT TO WORK WITH ACORN ON
GATHERING THIS INFORMATION. No Acorn worker should approach you saying
he/she is with the Census Bureau.
Eventually, Census workers may contact you by telephone, mail, or in person
at home. However, the Census Bureau will not contact you by Email, so be on
the lookout for Email scams impersonating the (2010) Census.
3. Never click on a link or open any attachments in an Email
that are supposedly from the U.S. Census Bureau.
PLEASE SHARE THIS INFO WITH FAMILY AND FRIENDS
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Ever since the Fair Credit Reporting Act made credit repair possible, the credit bureaus have been working to make it complicated and difficult. Our twenty-five plus years of experience fighting the bureaus have helped us develop a vast arsenal of tools and strategies to make credit repair easy and effective-the way it should be.