877-782-7839 
We want to help!
What can we delete?
- Bankruptcies
- Late Payments
- Repossessions
- Collections
- Foreclosures
- Charge Offs
- Judgments More
* The Credit Bureaus must remove inaccurate/negative and unverifiable information from your credit reports based upon the 
Fair Credit Reporting Act.
Common Questions
- Can I repair my credit report myself?
- Can I remove my bankruptcy?
- How much will it cost me?
- Is credit repair legal?
- What is your refund policy? More
Credit Education
Understanding your credit is the first step to improving your credit score. Learn how we can improve your credit score.
We Offer:
- No Hidden Fees
- Friendly Credit Specialists
- Unlimited Deletions More
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How do we make credit repair easy?
Ever since the Fair Credit Reporting Act made credit repair possible, the credit bureaus have been working to make it complicated and difficult. Our twenty-five plus years of experience fighting the bureaus have helped us develop a vast arsenal of tools and strategies to make credit repair easy and effective-the way it should be.
Congress makes the following findings:
(1) Consumers have a vital interest in establishing and maintaining their credit worthiness and credit standing in order to obtain and use credit. As a result, consumers who have experienced credit problems may seek assistance from credit repair organizations, which offer to improve the credit standing of such consumers.
SEC. 402(a) CREDIT REPAIR ORGANIZATIONS ACT. Title IV of the Consumer Credit Protection Act (Public Law 90-321, 82 Stat. 164).
Fair Isaac reports that the American public's credit scores break out along these lines
Grade |
Credit Score |
Percentage |
||
| F | 499 and below | 2% | ||
| D | 500-549 | 5% | ||
| C | 550-599 | 8% | ||
| C+ | 600-649 | 12% | ||
| B | 650-699 | 15% | ||
| B+ | 700-749 | 18% | ||
| A | 750-799 | 27% | ||
| A+ | 800 and above | 13% | ||
We offer Credit Repair Solutions for Both Consumer and Business Needs
Are you a loan officer, mortgage broker, real estate, or other offline business professional? Join our financial services partner program. You will benefit from turning your clients into great loan candidates.
Did You Know?
Your credit score is a key factor in determining the interest rates you pay for cars, mortgages, credit cards, and other loans. With Credit One's help, you can begin the process to improve your credit and to potentially save thousands in interest as a result.
Learn more about the cost of bad credit.
